two banks have truly become free

A banking industry source said, the password reset is required before the first card or passbook loss, it is the banks of the unified process. "In fact, this should be

considered a banking service, only to be split into two areas." The source said.
Survey, the first day of implementation of new regulations, engineering, agriculture, in construction of four state-owned banks still need to charge $ 10 loss costs.

However, there are some banks a free show "sincerity", such as Bank of Communications (601 328) and China Merchants Bank (600036) two, customer service

personnel have said that from yesterday, the user, such as forgotten password reset, not only does not receive Password replacement cost, replacement cost loss before

also be exempt, the password reset in the two banks have truly become free.
And another in the new rules explicitly cancellation charges - personal savings account opening fee, many banks are still in a "face-lift" and to receive. "You need to open

cards $ 5, this is not a startup fee, but the card fee." In a state-owned bank branches, a staff member told the account came to the very fact.
New charges surfaced

It is reported that in March this year, the clean-up charges of bank issued new regulations just the beginning, claiming "not to force" and questioned by some consumers.

"Most have been 34 charges is no longer in charge of the project, equivalent to 'secondary' notice and only a password reset, account fees and other very small number of

stop is also a bit role, but now banks look have the means to bypass. "a netizen said in microblogging.

On the other hand, some of the new regulations did not address the charges recently surfaced quietly become the Bank's new "Nuggets" field. Recently, a joint-stock bank

charges hang out notice to end its promotion of free personal SMS notification period, started charging 3 yuan / month service fee. And open a small account management

fee income is more and more banks "must-action."
Central University of Finance and Bank of China (601988) Agricultural Research Center, Guo Tian Yong believes that banks adjust the income structure, increase the

proportion of intermediary business revenue is the trend, but the charge object is questionable. The base class for the public at large financial services to low-cost or free

to be mainly for high-class, competitive banking intermediary business should be given full autonomy pricing.